Planning to start a family or have more children can bring a lot of joy to you and your loved ones. On the other hand, expenses can go up and income can reduce if one of you takes time off work.

Understanding the financial picture

Short-term challenges often come with a reduction in income and it’s important to understand any longer-term impacts on your financial position as well. Sometimes an interruption in income can bring unexpected surprises down the track and it pays to be prepared.

How we can help

We’re here to help you understand the financial ins and outs of growing your family, including:

  • The costs of raising children—including costs for child care and education
  • Changes to your household income and the impact on the goals you may have
  • How you can meet ongoing expenses, while setting a path to help your children’s financial future
  • The need for insurance cover, such as income protection, death and total and permanent disability (TPD) — and whether they’ll be appropriate for you

Explore your options with the help of an expert.

Contact us 

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Planning your future